:root {
  --navy: #0b1f3a;
  --navy-2: #123056;
  --teal: #1bb5a0;
  --teal-2: #148f7e;
  --sand: #f4efe6;
  --ink: #1a2330;
  --muted: #5b6777;
  --line: #d9e0ea;
  --white: #fff;
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; font-family: "Segoe UI", system-ui, sans-serif; color: var(--ink); background: var(--white); line-height: 1.6; }
a { color: var(--navy-2); }
.nf-wrap { width: min(1120px, calc(100% - 32px)); margin-inline: auto; }
.nf-header { background: var(--navy); color: #fff; position: sticky; top: 0; z-index: 20; }
.nf-header-inner { display: flex; justify-content: space-between; align-items: center; gap: 16px; padding: 12px 0; }
.nf-logo { display: flex; align-items: center; gap: 10px; color: #fff; text-decoration: none; font-weight: 700; letter-spacing: .02em; }
.nf-nav { display: flex; flex-wrap: wrap; gap: 12px 16px; align-items: center; }
.nf-nav a { color: #d7e3f4; text-decoration: none; font-size: .92rem; }
.nf-nav a:hover { color: var(--teal); }
.nf-btn { display: inline-block; background: var(--teal); color: var(--navy); font-weight: 700; text-decoration: none; padding: 10px 16px; border-radius: 999px; border: 0; cursor: pointer; }
.nf-btn-ghost { background: transparent; color: #fff; border: 1px solid #fff; }
.nf-btn-sm { padding: 6px 12px; font-size: .9rem; }
.nf-hero { background: linear-gradient(160deg, var(--navy), var(--navy-2)); color: #fff; padding: 48px 0 56px; }
.nf-hero-grid { display: grid; grid-template-columns: 1.2fr .8fr; gap: 32px; align-items: center; }
.nf-hero img, .nf-hero-img { width: 100%; border-radius: 16px; background: #0e2a4d; }
.nf-kicker { text-transform: uppercase; letter-spacing: .12em; font-size: .75rem; color: var(--teal); font-weight: 700; }
.nf-lead { font-size: 1.1rem; color: var(--muted); }
.nf-hero .nf-lead { color: #c9d7ea; }
.nf-actions { display: flex; gap: 12px; flex-wrap: wrap; }
.nf-cards { display: grid; grid-template-columns: repeat(4, 1fr); gap: 16px; padding: 32px 0; }
.nf-cards article { background: var(--sand); padding: 18px; border-radius: 14px; }
.nf-article { padding-bottom: 48px; }
.nf-article-head { padding: 24px 0 8px; }
.nf-prose h2 { color: var(--navy); margin-top: 2rem; }
.nf-prose h3 { color: var(--navy-2); }
.nf-prose figure.nf-photo { margin: 1.5rem 0 1.8rem; }
.nf-prose figure.nf-photo img { width: 100%; height: auto; border-radius: 14px; display: block; background: #0e2a4d; }
.nf-prose figure.nf-photo figcaption { font-size: .9rem; color: var(--muted); margin-top: .45rem; }
.nf-list { list-style: none; padding: 0; display: grid; grid-template-columns: 1fr 1fr; gap: 8px 24px; }
.nf-list li { display: flex; justify-content: space-between; gap: 12px; border-bottom: 1px solid var(--line); padding: 8px 0; }
.nf-list span { color: var(--muted); font-size: .85rem; }
.nf-faq details { border-bottom: 1px solid var(--line); padding: 10px 0; }
.nf-faq summary { cursor: pointer; font-weight: 600; }
.nf-cta { background: var(--navy); color: #fff; padding: 28px; border-radius: 16px; margin: 32px auto; }
.nf-cta .nf-btn { background: var(--teal); }
.nf-related { display: flex; flex-wrap: wrap; gap: 10px; padding: 0; list-style: none; }
.nf-related a { background: var(--sand); padding: 8px 12px; border-radius: 999px; text-decoration: none; }
.nf-form { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
.nf-form label { display: flex; flex-direction: column; font-size: .9rem; gap: 4px; }
.nf-form input, .nf-form textarea { padding: 8px; border: 1px solid var(--line); border-radius: 8px; font: inherit; }
.nf-form label:last-of-type, .nf-form button { grid-column: 1 / -1; }
.nf-footer { background: #071526; color: #c5d0de; padding: 32px 0 16px; }
.nf-footer-grid { display: grid; grid-template-columns: 1.4fr 1fr 1fr; gap: 24px; }
.nf-footer a { display: block; color: #c5d0de; text-decoration: none; margin: 4px 0; }
.nf-copy { text-align: center; font-size: .85rem; opacity: .7; }
.nf-crumbs { padding-top: 16px; font-size: .9rem; color: var(--muted); display: flex; gap: 8px; }
.nf-flash { background: #e7f8f4; color: var(--teal-2); padding: 10px 16px; text-align: center; }
.nf-btn-wa { background: #25d366; color: #073b1a; }
.nf-form-actions { grid-column: 1 / -1; display: flex; gap: 10px; flex-wrap: wrap; }
.nf-slider { position: relative; border-radius: 16px; overflow: hidden; background: #0e2a4d; }
.nf-slide { display: none; margin: 0; position: relative; }
.nf-slide.is-on { display: block; }
.nf-slide img { width: 100%; height: min(52vh, 460px); object-fit: cover; display: block; }
.nf-slide figcaption { position: absolute; left: 12px; bottom: 40px; background: rgba(7,21,38,.72); color: #fff; padding: 6px 10px; border-radius: 8px; font-size: .85rem; }
.nf-slider-btn { position: absolute; top: 50%; transform: translateY(-50%); width: 40px; height: 40px; border: 0; border-radius: 50%; background: rgba(255,255,255,.9); color: var(--navy); font-size: 1.4rem; cursor: pointer; }
.nf-slider-prev { left: 10px; }
.nf-slider-next { right: 10px; }
.nf-slider-dots { position: absolute; left: 0; right: 0; bottom: 10px; display: flex; justify-content: center; gap: 6px; }
.nf-dot { width: 8px; height: 8px; border-radius: 50%; background: rgba(255,255,255,.45); cursor: pointer; }
.nf-dot.is-on { background: var(--teal); }
.nf-wa-float { position: fixed; right: 18px; bottom: 18px; z-index: 40; background: #25d366; color: #073b1a; font-weight: 800; text-decoration: none; padding: 12px 16px; border-radius: 999px; box-shadow: 0 8px 24px rgba(0,0,0,.25); }
.nf-hero .nf-slider { min-width: 0; }
.adm-help { font-size: .9rem; color: #5b6777; }
@media (max-width: 900px) {
  .nf-hero-grid, .nf-cards, .nf-list, .nf-form, .nf-footer-grid { grid-template-columns: 1fr; }
  .nf-nav { display: none; }
  .nf-header-inner .nf-btn { margin-left: auto; }
}